Down payment myths explained for home buyers who think 20 percent is required

Down Payment Myths: What Most Buyers Get Wrong

By miles.nelson@summerlinfinancial.com | December 17, 2025

Many buyers delay purchasing because they believe 20% down is required. This post explains common down payment myths and how buyers can think through their options.

Real-world home payment breakdown showing what online mortgage calculators often miss

Real-World Home Payment Breakdown: What Online Mortgage Calculators Miss

By miles.nelson@summerlinfinancial.com | December 17, 2025

Online mortgage calculators are helpful starting points, but they often miss key details that affect real monthly payments. This guide explains what actually goes into a home payment and how buyers can better understand affordability.